UK Made Luxury Leather Bags Put it on Lay By – steven harkin leather bags

Put it on Lay By

 

HOW IT WORKS

Lay-by in Australia, Lay Away in US and UK, it means you can spread your payments.

PUT IT ON LAY-BUY powered by PayPal makes it easy for you to buy the bag that you want by paying for it via a down payment and up to three monthly instalments.

AFFORDABLE: You pay 40% as a deposit today then choose the amount of months you want to pay off the product (from 1 up to 3 months).

SECURITY: All Payments are processed within PayPal’s secure environment.

CONVENIENCE: Payments are automatically set up between you and Steven Harkin Handbags with no intervention by either party ever. Unless a payment is missed. Please do not send additional payments, this is not how our lay-buy system works unfortunately. If you wish to finalise your layby earlier, please contact us via email stevenharkinbags@gmail.com to finalise payment. Please remember to include your order/lay-buy number. 

FLEXIBLE: You can also call us or email us to move the pending payments earlier or later.

CHOICE: A Lay-Buy Payment can be made via your PayPal account or your credit card.

 

5 SIMPLE STEPS

Once you have chosen your bag and added it to CART, you'll have to enter your contact details then shipping method. The next step is PAYMENT METHOD which brings you to the checkout.

1. CHECKOUT
Select PUT IT ON LAY-BUY powered by PayPal payment option at checkout.

2. CHOOSE YOUR PLAN
Payment calculator makes it easy for you to set up your own payment plan.

3. ENTER PAYPAL
Complete down-payment and setup recurring profile in PayPal’s secure environment.

4. SCHEDULED PAYMENTS
Payments are processed by PayPal on the scheduled date YOU set. Check your order status within your PayPal reporting module. Contact us if you want to move your payments earlier or later.

5. RECEIVE YOUR BAG
Receive your handmade bag shortly after your last payment.

No interest charges ever, no membership fees ever – NO DEBT.

Under our Layby agreement the customer is deemed to have agreed to the following terms:
• A deposit of 40% minimum is required for payment when the layby is set up. 20% of this deposit is NON REFUNDABLE.
• Laybys are on a 3 months term; however laybys can be finalised earlier with at least 2 weeks’ notice.
• Laybys exceeding the 3 months period (without approved extension) will result in cancellation of layby and forfeiture of deposit paid.
• All laybys require regular repayments.

• The cancellation of any individual layby items will result in a 20% charge.

• Please choose carefully as once the layby is set up, no changes can be made.
 Prices of items on layby are fixed to the price at the time of the layby, discounts will not be given at the time of pick up regardless of sale prices at the time.

• No change can be made to layby sales once they have been ordered/delivered.

Please remember when setting up a lay-buy you will need access to your pay pal email address as all confirmation and invoices will be sent to this email address. Once a lay-buy has been set up, we cannot change your email details.
Before calling or emailing to follow up your lay-buy please have your lay-buy order number ready.

 

TERMS, AGREEMENTS AND CONTRACT

The following principles below make up the Terms & Conditions for any Lay-Buy or Layby contract and related transactions entered into. This applies to all and any lay-by contract template utilized by both the vendor or consumer:

  1. Record of Payment
    A record of payments transaction history will always be available for both the merchant and buyer, recording all amounts paid to-date and the date and value of all future pending payments as per your agreed lay-by policy.
  2. Storage and Identification of Lay-Buy Products
    Products will be clearly identified as ‘Lay-By contract’ products by a number or some other identification.
  3. Cancellation where business closes
    If Seller under a Lay-Buy agreement proposes to stop trading before the agreement is completed, Seller must give notice of the proposal to the buyer and must either –
    (a) allow the buyer 7 days within which to complete the agreement; and
    (b) cancel the Lay-Buy
  4. Cancellation where products not available
    If the products are no longer available, Seller must cancel the Lay-Buy and refund all monies to the buyer.
  5. Banking Charges back Fees
    The seller shall be entitled to pass-on to the buyer all charge back fees received by any given bank for any given customer charge back from any given Lay-Buy deal.
  6. Service Fee
    Seller shall not charge the customer any interest charges, membership fee or service fee on any Lay-Buy sales transaction. Lay-Buy Financial Solutions Pty Ltd trading as www.lay-buys.com charge an admin fee, which is a once-off 0.9% of the total order value at checkout. The buyer will pay this amount to Lay-Buys at checkout at time of paying the down payment. This fee is an admin fee and is therefore not refundable.
  7. Lay-Buy Reporting
    Seller shall have reporting in place for all Lay-Buy deals covering Down Payment made, Lay-Buy period, Frequency of payments required, Payment amount required per installment; and a full record of all payments made to-date (amount and date on which made).
  8. Delivery
    The seller will only dispatch the buyer product/s after receiving the final installment payment for all Lay-Buy deals.
  9. MISCELLANEOUS
    14.1   This Agreement shall be binding upon, inure to the benefit of, and be enforceable by the representatives, successors and assigns of the parties hereto.
    14.2   This Agreement may be amended only by a written instrument duly executed by all parties hereto.
    14.3   The parties hereby represent and warrant that each of them has full legal right, power and authority to enter into this Agreement and to carry out its obligations hereunder.
    14.4   This Agreement may be executed simultaneously in one or more counterparts, each of which shall be deemed an original but all of which together shall constitute one and the same instrument.
    14.5   Article headings contained herein are for reference purposes only and shall not in any way affect the meaning or interpretation of this Agreement.